Michael J. Lucas & Associates, LLC

For individuals

Personal injury claims

If someone else's carelessness injured you, the law gives you a claim. What it does not give you is a fair opponent — the insurance company on the other side handles claims like yours every day, and you are handling one for the first time.

Call (847) 418-8811 Free consultation

Michael represents injured people in claims throughout the Chicago area and surrounding suburbs. He handles matters at both the pre-litigation stage — where most claims are resolved — and through a filed lawsuit when the offer on the table does not reflect what the claim is worth.

In personal injury and insurance-related matters, the work is to guide clients through what is often a frustrating, confusing, and time-consuming process: dealing with insurance companies, understanding your rights and the options actually available to you, and making sure important decisions are made with a clear view of both the legal and the practical consequences.

What the work involves

  • Evaluating whether you have a claim, and what it is realistically worth
  • Gathering records, evidence, and medical documentation
  • All communication with insurance adjusters, so you stop taking those calls
  • Assessment of medical records and treatment history
  • Negotiating with insurers and with medical providers over the bills
  • Filing and pursuing a lawsuit when negotiation does not produce a fair result
  • Representation in litigated matters in seven Illinois counties

Why the numbers matter here

A personal injury claim is, in the end, an argument about damages — medical expenses, lost earnings, future treatment, and what the injury cost you beyond the receipts. Michael's background in accounting means those numbers are examined rather than accepted, and an adjuster's arithmetic is not the last word on what your claim is worth.

Questions about your situation? (847) 418-8811 Free consultation

FAQ

Common questions

Speak with an attorney first. A recorded statement is taken by someone trained to take it, and answers given early — before the full extent of an injury is known — have a way of reappearing later. This is one of the most common reasons people call before doing anything else.

Possibly — but not before you know what the claim is worth. An early offer is made before treatment is complete, which means it is made before anyone knows the full extent of the injury. Once it is accepted, the claim is over.

Illinois sets deadlines for filing suit, and they differ depending on the type of claim and who the defendant is — claims against a government body, for example, can carry much shorter deadlines. Do not rely on a general rule you read online. Call and ask about your specific situation.

Nothing. The initial consultation is free. Personal injury and workers’ compensation matters are handled on a contingency fee basis, which means you pay no attorney’s fee unless we recover for you.

Tell us what happened.

One phone call is enough to find out whether you have a matter worth pursuing.

Call (847) 418-8811

Free consultation · Monday – Saturday, 7:00 AM – 7:00 PM · By phone 24/7

Call (847) 418-8811